YourGPT Finance

Terms of Service

Last updated: October 10, 2025

These Terms of Service ("Terms") govern your access to and use of YourGPT Finance ("Service"), operated by YourGPT Finance ("we," "us," or "our"). By accessing, browsing, creating an account, or using any part of the Service, you automatically acknowledge and agree to be bound by these Terms and by our Privacy Policy. If you do not agree, you must stop using the Service immediately.

1. Acceptance of Terms

Use of this Service implies full and unconditional acceptance of these Terms. By continuing to use the Service, whether you have explicitly agreed or not (for example, by clicking any button, registering an account, or interacting with the platform), you are deemed to have accepted these Terms and Conditions in their entirety.

2. Description of Service

YourGPT Finance provides AI-powered tools for financial education and analysis, including but not limited to:

  • Stock market and company data insights
  • AI-generated summaries and valuations
  • Market and sector analysis
  • Financial learning and discovery tools

All outputs are generated automatically by artificial intelligence and may contain inaccuracies or incomplete information. The Service is provided for educational and informational purposes only.

3. No Financial or Investment Advice

The information, responses, and insights generated by YourGPT Finance do not constitute financial advice, investment recommendations, or trading guidance. All content is intended for educational and informational use only. Before making any investment or financial decision, you should always:

  • Conduct your own independent research and due diligence; and
  • Consult a qualified and licensed financial advisor.

YourGPT Finance, its operators, and partners shall not be liable for any financial losses, damages, or decisions made based on the use of the Service or any AI-generated content.

4. User Accounts

When creating an account, you agree to:

  • Provide accurate and up-to-date information;
  • Maintain the confidentiality of your credentials;
  • Accept full responsibility for all activities under your account; and
  • Notify us immediately of any unauthorized access or breach.

We reserve the right to suspend or terminate accounts that violate these Terms.

5. Acceptable Use

You agree not to use the Service for any of the following:

  • Violate any applicable law or regulation;
  • Upload or transmit malicious software, viruses, or harmful code;
  • Attempt to access systems, data, or content without authorization;
  • Use the Service for commercial or automated data extraction without prior consent;
  • Misrepresent your identity or affiliation;
  • Interfere with the integrity or performance of the Service.

6. Privacy and Data Protection

We value your privacy and handle your data in compliance with the General Data Protection Regulation (GDPR). Please review our Privacy Policy for details on how we collect, process, and protect your personal data.

7. Intellectual Property

All intellectual property rights related to the Service, including software, logos, brand names, interfaces, text, and design elements, belong exclusively to YourGPT Finance. You may not reproduce, distribute, or modify any part of the Service without prior written consent.

AI-generated outputs belong to the user for personal and non-commercial use only, subject to these Terms.

8. Limitation of Liability

Under no circumstances shall YourGPT Finance, its directors, employees, partners, or affiliates be held liable for any indirect, incidental, consequential, or punitive damages, including (but not limited to) financial losses, loss of profits, data, goodwill, or use arising from:

  • The use or inability to use the Service;
  • Reliance on AI-generated content; or
  • Any interruptions, errors, or inaccuracies in the information provided.

The Service is provided "as is" and "as available", without warranties of any kind.

9. Service Availability

We strive to maintain reliable access but cannot guarantee uninterrupted availability. We may suspend or terminate access for maintenance, updates, or technical reasons without prior notice.

10. Termination

We may suspend or terminate your account, with or without notice, if you violate these Terms or engage in any activity that harms the Service. Upon termination, your right to access the Service ceases immediately.

11. Modifications to Terms

We may update or revise these Terms at any time. Changes take effect once published on our website. Continued use of the Service after modifications implies acceptance of the updated Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of Portugal, and any disputes shall be resolved in the competent courts of Lisbon, Portugal.

13. Contact Information

For any questions or concerns regarding these Terms:

📧 Email: hi@yourgpt.finance

🌐 Website: yourgpt.finance